Why should I borrow from CSA Express Title Pawn?                                                                                    
CSA Express Title Pawn is a strong competitor in the title loan industry. Our mission is to offer valued customers quick cash when they need it most. Our customer service is superb and our interest rates are among the lowest in the industry.    

What is a title pawn loan?
A title loan, also referred as a title pawn, is a short-term loan that uses the free and clear title to your vehicle as your credit. At CSA Express Title Pawn, we don’t do credit checks; your vehicle is your credit!

Who is interested in CSA Express Title Pawn?                                                                                                                                                     People, who need quick money, have payday delays or those with unforeseen emergencies.  You can never know when problem will arise that requires immediate cash.                                                                                         

What is required to get a loan?
To apply for a loan, you will need to bring a photo ID, vehicle title (free and clear of liens) and the vehicle.  
How much can I borrow?
Your loan amount is based on the value of your vehicle and your ability to repay the loan. We compare your monthly income to your monthly expenses and find a loan amount to meet your needs and fit your budget. Our loans range from $100-$25,000, depending on the state the loan is processed in.  
What if someone else’s name is on the title with mine?
If someone else, in addition to you, is listed as a co-owner of the vehicle, they will need to be present too.
How does the process work? 
Our process is quick and easy. First, bring a photo ID, your title and vehicle to a location near you. Secondly, we'll evaluate the vehicle, your budget and find out what your cash needs are. Once we have that information we'll ask you to complete a short loan application. Thirdly, we'll thoroughly review the terms, conditions and repayment obligations of the loan before you sign any paperwork. Finally, you'll walk out with cash in hand and your vehicle!   

How long does the approval process take?
From the time you arrive at our office with the items we need, the entire process should take 30 minutes or less.
Is there a minimum loan amount?
Yes, in most states, our minimum loan is $100. 

Is there a maximum loan amount?
Yes. Our maximum loan in most states is $25,000. Several states have maximum loan amounts that are less than $10,000.

My credit score is bad – does that matter?
No. CSA Express Title Pawn does not use credit scores to make credit decisions. With us, your vehicle is your credit.

Is my personal information safe with CSA Express Title Pawn?
All of your personal information is kept in a fireproof safe or on our encrypted server. Since our inception, we have had no security breaches on any of our document safeguarding systems.  We abide by all local, state and federal laws and closely adhere to the Gramm-Leach-Bliley Federal Information safeguarding law.  

Is there a prepayment penalty?
No. There are no prepayment penalties.

Will CSA Express Title Pawn repossess my car?
Since a title loan uses the vehicle as collateral, repossessions do occur a very small percentage of the time. At CSA Express Title Pawn, we believe in working with our customers that get behind on their payments. And unlike other lenders who might be more interested in repossessing the vehicle, CSA Express Title Pawn is more interested in working out a payment arrangement so you can keep your car.

How often are payments due?
Your payment is due 30 days after you sign your loan documents and receive your cash. In most locations, payments can be made via cash, debit card, money order, cashier’s check, or Western Union. At the time you get your loan, our representatives will fully describe all of the different payment methods available to you. Most customers can even make payments by mail or stopping by the office.